About Mortgage Payment Calculator
How much will that home really cost each month or every two weeks? Mortgage Home Loan Payment Calculator helps you estimate payments before you buy, so you can shop with confidence, compare options quickly, and avoid...
How much will that home really cost each month or every two weeks?
Mortgage Home Loan Payment Calculator helps you estimate payments before you buy, so you can shop with confidence, compare options quickly, and avoid surprises.
Whether you are house hunting, refinancing, or planning your budget, this app gives you fast mortgage estimates and affordability calculations right from your phone or tablet.
NEW FEATURES
- Displays the interest compounding frequency used in your calculations.
- Lets you override the compounding frequency in Settings so you can match your lender’s terms more accurately.
KEY CALCULATORS
1) Monthly and Biweekly Mortgage Payment Calculator
2) Affordable Home Price Calculator (based on the payment you can afford)
PAYMENT CALCULATOR INPUTS
- Property info (optional)
- Home price
- Closing costs financed
- Down payment
- Interest rate
- Loan term (years)
- Annual insurance
- Annual property tax
- HOA dues (monthly)
- PMI (monthly)
- Misc annual expenses
- Extra annual payment
The app calculates monthly and biweekly payments, total amount financed, total interest, and total of payments.
If you enter an extra annual payment, it also shows if and when the loan can be paid off early.
AFFORDABLE PRICE CALCULATOR INPUTS
- Property info (optional)
- Monthly payment budget
- Closing costs financed
- Down payment
- Interest rate
- Loan term (years)
- Annual insurance
- Annual property tax
- HOA dues (monthly)
- PMI (monthly)
- Misc annual expenses
The app calculates an estimated affordable purchase price plus financing and interest totals to help guide your budget.
AMORTIZATION / PAYMENT SCHEDULE
Enter your values, tap Calculate, then view the Payment Schedule to see principal, interest, and remaining balance over time.
DESIGNED FOR MOBILE
- Supports phones and tablets
- Works well for on-the-go home shopping conversations
PRIVACY
This app does not collect personal information and only requests permissions needed for core functionality.
FREE VERSION
This is the free version and includes ads.
EXPORT
To export/share mortgage loan data by email or text message, please use the Pro version.
Questions, comments, or suggestions:
rick@starflowersolutions.com
Previous Versions
Here you can find the changelog of Mortgage Payment Calculator since it was posted on our website on 2019-08-06 15:03:44.
The latest version is 1.3.4.4 and it was updated on 2026-10-12 20:59:41. See below the changes in each version.
Mortgage Payment Calculator version 1.3.4.4
Updated At: 2026-09-01
Changes: Fixed a bug with the payment schedule (amortization) screen.
Mortgage Payment Calculator version 1.3.4.3
Updated At: 2026-08-24
Changes: Added a feature to display a one-time pop-up message to the user immediately after opening the app. This message explains that interest compounding defaults to monthly, except for Canada where it defaults to semi-annual and that the user may override the interest compounding frequency in the settings.
Mortgage Payment Calculator version 1.3.4.0
Updated At: 2026-08-04
Changes: Added a feature to allow the user to change the frequency of interest compounding. The app now clearly display the interest compounding frequency on the calculator screens and the payment schedule screen. The app will default to monthly overall unless the locale detected = Canada. If the user is in Canada, the app will default to semi-annually. However, any user can go to the settings to override the compounding frequency.
Mortgage Payment Calculator version 1.3.3.3
Updated At: 2026-02-25
Changes: Updated the app to use the latest Android OS software.
Mortgage Payment Calculator version 1.2.7
Updated At: 2024-08-30
Changes: Updated the app to display better on larger devices, especially tablets.
Mortgage Payment Calculator version 1.2.6
Updated At: 2024-05-22
Changes: Fixed a few bugs with the pop-up help text on the payment and affordability calculator screens.
Mortgage Payment Calculator version 1.2.1
Updated At: 2022-05-01
Changes: Add sub-text to the P & I Payment fields to make it clear that they are calculated principal and interest only.
Mortgage Payment Calculator version 1.2.0
Updated At: 2022-02-07
Changes: Added a new feature to allow users to choose the annual or monthly for the extra payment amount.
Added a new setting that allows user to turn the button vibration on or off.
Mortgage Payment Calculator version 1.1.15
Updated At: 2022-01-09
Changes: Made minor updates to the app icon.
Mortgage Payment Calculator version 1.1.14
Updated At: 2021-12-27
Changes: Updated the app to use the latest Google Andoird software and work on the latest Android OS.
Changed the color of the Pro version Buy buttons to green on the Payment Calc and Affordability screens to match the main starting screen.
Disclaimer
Official Google Play Link
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